In the course of 2012, Crédito Real has been positioned as a high-growth company, maintaining profitability and efficiency levels of 34.2% and 35.2%, respectively. Therefore, we continue to expand our services on a steady basis within a market with strong growth potential. Our growth has been based on the human capital and in the IT infrastructure, which have made it possible for us to create products and services to respond to our clients' needs in a simple and expeditious manner.
We are a public company which trades its stock on the Mexican Stock Exchange, with 20 years of experience in the financial sector. During this time, we have developed three business lines to serve three different markets.