• G4-4, G4-6, G4-8, G4-9, G4-13, FS6, FS7, FS13, FS14.

In Crédito Real, we continue expanding our loan book by maintaining asset quality. The diversified growth of our portfolio driven by payroll loans, durable goods loans, small business loans, group loans and used car loans, stands out among our achievements in 2014.

Used Car loans showed the greatest portfolio growth by reflecting an increase of 494.7% year over year, thanks to a greater participation in credit sales with existing distributors and the acquisition of 51% of Drive and Cash, a company engaged in granting credits to individuals and companies, the sale and purchase of vehicles, as well as leasing.